As regulations are increasing, banks are cutting off customers and cash is being restricted. We need a payment method that doesn't rely on state or corporate permission, that can't be censored, and that is available to everyone. Monero is the solution.
Many people are finding themselves shut out of the economy – whether it's due to deplatforming, banks' refusal to work with legal businesses, exclusionary government ID requirements or other forms of financial discrimination. This can cause stress and even financial instability for small businesses, freelancers or activists who rely on donations, as well as make it difficult to shop online or send money to friends and family.
We need a payment method that doesn't rely on state or corporate permission, that can't be censored, and that is available to everyone. Monero is the solution.
Monero is digital cash that allows you to shop online, work remotely, receive donations and send money to friends and family. Simply download a wallet to your phone or computer (no application or signup required) and you are ready to earn, spend and save money, without censorship or surveillance.
As a uniquely private and financially inclusive alternative to banking and credit cards, Monero is anonymous and doesn't require government ID or corporate permission to use. This lack of barriers makes it possible for the 1 billion people worldwide, who don't have access to government ID or traditional banking, to participate in the global economy. Monero's strong privacy can also help people who are escaping from abuse and activists who are fighting for freedom in authoritarian countries. Unlike a bank account, your Monero wallet can't be shut down and unlike physical cash, your funds can't be stolen. In addition, no credit checks, account fees or minimum balances are required, which helps people with low credit scores or debts to rebuild their finances.
In comparison to Bitcoin, balances, amounts and addresses aren't displayed publicly on the blockchain – the transaction details stay between the sender and recipient. This gives an additional layer of privacy. Transaction fees are lower (less than 1 cent) and payments are quicker (settled in 2 minutes).
Many people already use Monero to earn money, send remittances, shop online and receive donations. It's easy to exchange Monero for physical cash via KYC-free exchanges, as well as spend it on gift cards or buy products and services. It's also simple to exchange Monero to Bitcoin, for example, in order to use Bitcoin ATMs, fund prepaid Visa cards or buy an anonymous e-sim.
While the state is building barriers and excluding vulnerable people from the economy, Monero is providing an open network for everyone – free from discrimination, red tape and censorship. To learn more about Monero or download a wallet, visit GetMonero.org.