Many people are finding themselves [shut out of the economy](https://whycryptocurrencies.com/cashless_dystopia.html) – whether it's due to [deplatforming](https://www.coindesk.com/markets/2021/04/30/financial-censorship-is-a-thing-bitcoin-fixes-it/), [banks' refusal](https://whycryptocurrencies.com/undesirable_businesses.html) to work with legal businesses, [exclusionary](https://www.statelessness.eu/blog/each-person-left-living-streets-we-are-losing-society) government ID requirements or other forms of [financial discrimination](https://bitcoinmagazine.com/culture/check-your-financial-privilege). This can cause stress and even financial instability for small businesses, freelancers or activists who rely on [donations](https://whycryptocurrencies.com/uncensorable_donations.html), as well as make it difficult to shop online or send money to friends and family.

We need a payment method that doesn't rely on state or corporate permission, that can't be censored, and that is available to everyone. Monero is the solution.

Monero is digital cash that allows you to shop online, work remotely, receive donations and send money to friends and family. Simply download a wallet to your phone or computer (no application or signup required) and you are ready to earn, spend and save money, without censorship or surveillance.

As a uniquely private and financially inclusive alternative to banking and credit cards, Monero is anonymous and doesn't require government ID or corporate permission to use. This lack of barriers makes it possible for the [1 billion people worldwide](https://whycryptocurrencies.com/for_the_unbanked.html), who don't have access to government ID or traditional banking, to participate in the global economy. Monero's strong privacy can also help people who are [escaping from abuse](https://bitcoinmagazine.com/culture/framing-bitcoin-for-progressives) and activists who are [fighting for freedom](https://bitcoinmagazine.com/culture/op-ed-as-cash-fades-will-bitcoin-keep-protest-alive-in-the-surveillance-age) in authoritarian countries. Unlike a bank account, your Monero wallet can't be [shut down](https://whycryptocurrencies.com/freezing_of_merchant_accounts.html) and unlike physical cash, your funds can't be [stolen](https://whycryptocurrencies.com/protection_against_government_confiscation.html). In addition, no credit checks, account fees or minimum balances are required, which helps people with low credit scores or debts to rebuild their finances.

In comparison to Bitcoin, balances, amounts and addresses aren't displayed publicly on the blockchain – the transaction details stay between the sender and recipient. This gives an additional layer of privacy. Transaction fees are lower (less than 1 cent) and payments are quicker (settled in 2 minutes).

Many people already use Monero to earn money, send remittances, shop online and receive donations. It's easy to exchange Monero for physical cash via [KYC-free exchanges](https://localmonero.co), as well as spend it on [gift cards](https://coincards.com) or buy [products](https://monerica.com) and [services](https://bitejo.com). It's also simple to [exchange Monero to Bitcoin](https://fixedfloat.com), for example, in order to use [Bitcoin ATMs](https://coinatmradar.com), fund [prepaid Visa cards](https://coindebit.io) or buy an [anonymous e-sim](https://silent.link).

While the state is building barriers and excluding vulnerable people from the economy, Monero is providing an open network for everyone – free from discrimination, red tape and censorship. To learn more about Monero or download a wallet, visit [GetMonero.org](https://getmonero.org).

As regulations are increasing, banks are cutting off customers and cash is being restricted. We need a payment method that doesn't rely on state or corporate permission, that can't be censored, and that is available to everyone. Monero is the solution.

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How Monero defends you against financial discrimination



**Cash in person, cash by mail, gift cards**

You can buy Monero locally with cash, either in person or by mail. Find a trader near you with trusted exchanges such as [LocalMonero.co](https://localmonero.co), [LocalCryptos.com](https://localcryptos.com), [HodlHodl.com](https://hodlhodl.com) and [Bisq.network](https://bisq.network). You can also trade gift cards for Monero, including Amazon, Visa, Google Play and PaySafeCard. These exchanges additionally support money orders, cash deposits and cash at ATMs.

**Crypto ATMs and vouchers**

KYC-free crypto ATMs and vouchers provide a convenient way to buy crypto. You may need to buy Bitcoin first, then exchange it to Monero via [FixedFloat.com](https://fixedfloat.com) or [CoinSwap.click](https://coinswap.click). Check a map of crypto ATMs at [CoinATMRadar.com](https://coinatmradar.com) or crypto voucher vendors at [Azte.co](https://azte.co).

**Other cryptocurrencies**

If you already have a different cryptocurrency, such as Bitcoin, Litecoin, Ethereum or Dogecoin, you can easily trade it for Monero with an instant exchange: [FixedFloat.com](https://fixedfloat.com), [CoinSwap.click](https://coinswap.click) or [TradeOgre.com](https://tradeogre.com).

**Mining**

Monero supports CPU mining, which means you can mine it with a regular computer at home. Check [/r/MoneroMining](https://reddit.com/r/moneromining) for more info.

**Jobs and selling products**

As well as buying Monero for fiat, you can also earn Monero via jobs or selling products. Offer your skills or products in a Monero marketplace such as [t.me/MoneroMarket](https://t.me/moneromarket), [/r/MoneroMarket](https://reddit.com/r/moneromarket) or [Bitejo.com](https://bitejo.com), or accept Monero in your business with [MoneroIntegrations.com](https://monerointegrations.com) or [BTCPayServer.org](https://btcpayserver.org).

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For more information about Monero, check [GetMonero.org](https://getmonero.org), [Monerica.com](https://monerica.com) and [KYCNot.me](https://kycnot.me).

Monero is a private cryptocurrency that can be used to shop online and send money worldwide. Monero's anonymity, low fees and fast transactions make it a better alternative to credit cards and Paypal. This is an overview of easy ways to buy Monero, that don't require ID or a bank account, and can be used by anyone.

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How Monero defends you against financial discrimination

How to buy Monero without ID or a bank account